Business Vehicle Loans

Business Vehicle Loan

Toyota Financial Services offers an extensive range of business vehicle finance from finance-only solutions such as Chattel Mortgages and finance leases to complete finance and maintenance packages such as Complete Lease. Select the one that suits your business needs.

A Business Vehicle Loan is a flexible commercial loan designed for sole traders, partnerships and companies that are looking to finance a vehicle used primarily for business purposes. Yours business owns the vehicle and we take a mortgage over it, so it remains an asset of your business

Business Vehicle Loans provide:

  • A choice of loan terms ranging from 1 - 5 years
  • Financing for vehicles up to 7 years old
  • Finance for both Toyota and non-Toyota vehicles
  • The security of a fixed interest rate for the term of the loan
  • A choice of flexible payment options
  • Daily interest calculations on the outstanding principal balance, so any additional payments you make reduce the total interest payable
  • The option to reduce monthly payments with a balloon payment at the end of the term, freeing up cash flow for your business
  • No GST on monthly payments
  • The ability for GST registered customers to claim part or full Input Tax Credit (ITC) for any GST on the purchase of the vehicle for use in your business.